Custodians

Charles Schwab & Co. Inc.
HTG is a recognized investment advisor with the Institutional Services Group at Charles Schwab & Co. Schwab custodies HTG client funds and transactions are executed through Schwab Institutional, which is dedicated to working with independent financial advisers. In addition to HTG's regular reporting, clients have access to their account information via Schwab's website. www.schwab.com

Fidelity Investments
HTG is a recognized investment advisor with the Fidelity Advisor Group. Fidelity custodies HTG client funds, and transactions are executed through Fidelity Advisor Channel, which is dedicated to working with independent financial advisors. In addition to HTG's regular reporting, clients have access to their account information via the Fidelity website. www.fidelity.com

Fidelity Investments Life Insurance Company (FILI)
HTG is a recognized investment advisor with FILI. FILI is a group within Fidelity Investments with insurance specialists who assist HTG clients with insurance and annuity matters. www.fidelity.com (click on Investment Products/Annuities)

TIAA-CREF (Teachers Insurance and Annuity Association/College Retirement Equity Fund) TIAA-CREF serves as a custodian for some HTG clients with retirement plans in non-profit organizations. HTG is a recognized investment advisor with TIAA-CREF's investment advisor division. TIAA-CREF offers direct access for account holders via their website. www.tiaa-cref.org